David Harper is the founder of the Money Matters Network; he is a financial economist and a registered investment adviser. He started in the financial industry 19 years ago.

David has worked with people from a wide variety of financial backgrounds, doing Estate Planning for large estates, retirement planning for a wide variety of clients, business planning and business succession planning, becoming your own banker planning and a host of other "economic" techniques with a wide range of client backgrounds. David has found that no matter the back ground the overwhelming cause of financial problems is "financial illiteracy". Utilizing the science of economics which is based on safety David has tried to increase the "financial literacy" of everyone he comes in contact with.

Think about the following quote, "If the majority were right, the majority would be wealthy" however, this is not true and in fact based on the statistic that out of 100 people in the same age group, at age 65 only 5 are financially solvent. If the majority were right that should be 95% not 5%, the process that the majority is following is a failed system. By utilizing economics David seeks to change the thought process of everyone he meets with, and show them that there is a better way, and it does not mean you have to take crazy risk, in fact most economic concepts are based on safety.